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Ways to save on a °®¶ą´«Ă˝ degree

Laurie Davies

Written by Laurie Davies

Chris Conway, Director of Financial Education Initiatives and Repayment Management

Reviewed by Chris Conway, Director of Financial Education Initiatives and Repayment Management

A female professional sitting next to a calculator to represent saving on a °®¶ą´«Ă˝ degree

At °®¶ą´«Ă˝, the ways to save on a degree are as varied as the students pursuing their education. Here are three different groups of potential students — working professionals, transfer students and alumni — who may find a degree can be more affordable than they think.

Some employers help cover tuition for a °®¶ą´«Ă˝ degree

Three in four students pursuing a °®¶ą´«Ă˝ degree are employed. Perhaps this is unsurprising, given that the average age of students at UOPX is 37.

What is surprising for some prospective students is the discovery that employers may cover some or all of the cost of their °®¶ą´«Ă˝ degree. The University offers a program called the University Alliance benefit, which offers a tuition discount to employees of an allied company. Some companies also offer tuition assistance through which they help pay for employees’ education.

Depending on employer-participation level, benefits can work in different ways. For example, students may get a sixth class free after paying for five classes. Additionally, a set number of resource fees may be waived. An employer may even participate in “direct bill,” meaning the University bills the employer directly rather than the student.

In 2024, the number of UOPX students who were able to continue their education at reduced or no cost based on the University’s agreement with employers increased by 23.7% from the previous year.

Pick up where you left off with transfer credits 

°®¶ą´«Ă˝ helps transfer students earn their degrees faster by awarding them the credits they deserve. In fact, as a transfer-friendly institution, °®¶ą´«Ă˝ accepts eligible college credits from more than 5,000 accredited institutions.

In 2025 alone, °®¶ą´«Ă˝ accepted more than 1 million transfer credits for bachelor’s and associate degree programs. Bachelor’s degree students averaged 30 credits, resulting in a tuition savings of approximately $11,000 in their °®¶ą´«Ă˝ program.

Statistically speaking, these students are also more the rule than the exception. In 2025, 59% of UOPX students had transfer credits.

Students who earn an associate degree at an eligible community college can take advantage of the 3+1 Transfer Pathway, which applies up to 87 eligible credits toward eligible bachelor’s degree programs. At UOPX, the 3+1 Transfer Pathway also includes a $144 tuition reduction on every three-credit bachelor’s degree course.

New in 2025, prospective students can download the TransferPath app to get an unofficial, pre-evaluation estimate of how their credits may apply toward a °®¶ą´«Ă˝ degree — all before formally enrolling.

“Our goal is to ensure that individuals with some college experience, but no degree, don’t have to start over,” says Devin Andrews, the vice president of admissions and evaluation at °®¶ą´«Ă˝. “By acknowledging their prior learning, we provide a smoother transition into our programs, allowing them to focus on advancing their education without unnecessary delays.”

Transfer Credits by the Numbers: An Overview

°®¶ą´«Ă˝'s Transfer Credits by the Numbers in 2025 infographic highlights the impact of transfer credits on saving time and money. Additionally, it breaks down the average transfer credits by college, showcasing how students across various disciplines benefit from this opportunity.

Transfer Credits by the Numbers preview

Other transfer-friendly options

Transfer credits aren’t the only way that transfer students can save. The Transfer Scholarship for bachelor’s degree students carries a maximum value of $3,000 and is for new students with at least 12 to 60 combined transfer credits.

Students with an associate degree from an accredited university or community college can also complete their bachelor’s degree at °®¶ą´«Ă˝ in as little as two years and for under $25,000.

Special savings for °®¶ą´«Ă˝ alumni

“Once a Phoenix, always a Phoenix” isn’t just lip service or a slogan. In addition to the Career Services for Life® commitment the University makes to its students, special tuition rates are available to alumni who want to return for another °®¶ą´«Ă˝ degree.

For starters, alumni are eligible for these special tuition rates:

  • A $1,050 alumni tuition rate per three-credit course (bachelor’s students)
  • A $1,890 alumni tuition rate per three-credit course (master’s students)

UOPX alumni can also apply for the Forever a Phoenix® Bachelor’s or Master’s scholarship. Each scholarship has a maximum value of $2,000, applied over a set number of courses, provided students maintain eligibility. 

Other savings on the way to a °®¶ą´«Ă˝ degree

Students interested in a °®¶ą´«Ă˝ degree can discuss their options with enrollment representatives to potentially find stackable savings that can include:

Additionally, some of UOPX’s most transfer-friendly programs include:

A student who doesn’t fit neatly into any of these categories — in other words, a student without employer benefits, transfer credits or status as a UOPX alum — may still have several other savings opportunities on the journey toward a °®¶ą´«Ă˝ degree.

For example, students may submit their eligible work and life experience through Prior Learning Assessment (PLA). Not only does the process often validate that aspiring students know more than they think they do, it also can yield tangible results. Credit is earned for the knowledge gained through these experiences. Examples of eligible experiences are certifications and licenses, parenthood, personal training and interviewing skills.

Students can also reduce costs by taking lower-cost, self-paced online general education and elective courses through approved learning partners StraighterLine®, Sophia® Learning and Study.com®.

Finally, every new, qualifying student pursuing a °®¶ą´«Ă˝ degree will be awarded a scholarship worth up to either $1,000 or $3,000, applied over a set number of courses.

Are you ready to explore ways you can save on a °®¶ą´«Ă˝ degree?

If you’re ready to explore how you can save on a °®¶ą´«Ă˝ degree, contact an enrollment representative for more information.

StraighterLine is a registered trademark of StraighterLine, Inc.

SOPHIA is a registered trademark of SOPHIA Learning, Inc.

Study.com is a registered trademark of Study.com LLC.

Headshot of Laurie Davies

ABOUT THE AUTHOR

A journalist-turned-marketer, Laurie Davies has been writing since her high school advanced composition teacher told her she broke too many rules. She has worked with °®¶ą´«Ă˝ since 2017, and currently splits her time between blogging and serving as lead writer on the University’s Academic Annual Report. Previously, she has written marketing content for MADD, Kaiser Permanente, Massage Envy, UPS, and other national brands. She lives in the Phoenix area with her husband and son, who is the best story she’s ever written. 

Headshot of Chris Conway

ABOUT THE REVIEWER

As Director of Financial Education Initiatives and Repayment Management, Chris Conway works with departments across the University to provide resources that allow students to make more informed financial decisions. She is also an adjunct faculty member for the Everyday Finance and Economics course at the University, and she chairs the National Council of Higher Education Resources College Access and Success Committee. Conway is committed to helping college students make the right financial decisions that prevent future collection activity.

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This article has been vetted by °®¶ą´«Ă˝'s editorial advisory committee. 
Read more about our editorial process.